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Quick Read<\/p>\n
If you’re filing your UK student visa for a 2026–27 intake — or you’re a parent helping with the documentation — there’s one number that decides everything else: how much money you must show, where it sits, and for how long. Get it wrong and the visa is refused. Get it right and the rest of the file is largely procedural.<\/p>\n
This is the most comprehensive 2026 reference we’ve produced for Indian families on UK student visa funds, built from filing files for 15,000+ students since 2014 and checked against UKVI’s Appendix Finance and gov.uk. Every time-sensitive figure below was verified in September 2026 — but rules and rates change, so confirm on the official page before you file.<\/p>\n
Indian students have a high UK student-visa grant rate — the large majority are approved. But among the refusals that do happen, maintenance-fund problems are one of the most common and most avoidable causes: an insufficient amount, too short a hold period, an unverified source, or a sponsor relationship outside the eligible list. The technical document, motivation letter and CAS can all be perfect — if the funds documentation has a gap, the file is refused under Appendix Finance.<\/p>\n
The reverse is also true. A clean funds file with the right hold period, source and sponsor declaration is rarely refused on financial grounds, even if other parts of the application are only average. This is the single most leverage-able part of your visa file.<\/p>\n
“When I filed my own UK student visa as a Brunel University London MBA applicant, the visa officer spent more time on my bank-statement narration than on any other document. That hasn’t changed. A single large deposit two weeks before application gets a manual-review flag, regardless of how strong the rest of your file is.”<\/p>\n
— Jawahar Tomar, Founder & Senior Counsellor, The Mentors Circle (Brunel University London MBA)<\/strong><\/p>\n<\/div>\n UKVI updates the maintenance figures each academic year. For the 2026–27 intake (per gov.uk, Student visa: money), the current figures are:<\/p>\n <\/p>\n UK Student Visa — Funds Calculator (2026)<\/strong><\/p>\n How much you must show in the bank, using UKVI’s Appendix Finance formula.<\/p>\nThe exact UK maintenance funds requirement for 2026<\/h2>\n
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\n \nCourse location<\/th>\n Monthly maintenance<\/th>\n Max months<\/th>\n Total required<\/th>\n \u2248 \u20b9 (at \u20b9126\/\u00a3)<\/th>\n<\/tr>\n<\/thead>\n \n Inside London<\/strong><\/td>\n \u00a31,529<\/td>\n 9<\/td>\n \u00a313,761<\/strong><\/td>\n ~\u20b917.3 lakh<\/td>\n<\/tr>\n \n Outside London<\/strong><\/td>\n \u00a31,171<\/td>\n 9<\/td>\n \u00a310,539<\/strong><\/td>\n ~\u20b913.3 lakh<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n